PRODUCTS THAT FIT YOUR NEEDS

Our extensive product portfolio ensures we're able to find the right plan for you! 

Products We Offer

We partner with best-in-class carriers in the insurance industry to offer supplemental benefits that provide flexibility to meet your needs and budget. These insured benefits are complemented with an assortment of non-insured programs to help you save on out-of-pocket expenses.

Accident Expense

 

Accidents happen. When they do, you may not be prepared for the unexpected medical expenses not covered by your major medical plan.These plans also include a one-time, fixed benefit in the event of accidental death or dismemberment resulting from an accident.

Accident & Sickness

Even with a comprehensive medical benefit package, you may still be responsible for deductibles, copays and other out-of-pocket expenses. Accident and sickness insurance provides cash benefits to help cover basic and minor medical expenses incurred from a hospital stay due to an accident or illness. 

 

Accidental Death & Dismemberment

If you die or suffer life-changing injuries in an accident, the financial repercussions can be devastating to your family. Accident Death & Dismemberment insurance provided your family with a measure of financial security, paying a tax-free cash benefit to you or your beneficiaries if you die or lose a limb or vital body function such as speech or hearing as the result of an accident.

 
 

Critical Illness

A critical illness plan is perfect if you are less concerned about day-to-day, minor medical expenses, but seek protection against a major illness. Critical illness insurance provides a set-level of catastrophic coverage to help offset the high costs incurred if you, your spouse or your dependent child develops a covered critical illness. This plan also includes a one-time, fixed benefit in the event of accidental death or dismemberment resulting from an accident.

 

Dental Insurance

Dental insurance helps you save on basic, preventative, major, and restorative services including: routine cleanings, exams, X-Rays, Root Canals, Denture/Bridge Repairs, Crown Build Up, Extractions, Fillings, Oral Surgery, Periodontics (gums), Anesthesia, and Prosthetics. Some plans include child and adult orthodontia benefits.

 

Disability

Disability insurance can protect your income if you become temporarily or permanently unable to work, due to a sickness or accident. It can help pay your mortgage/rent, car payment and daily living expenses. 

 

Limited Medical

Limited medical insurance offers affordable benefits designed for individuals and families who need basic, routine wellness coverage or expanded coverage to help address day-to-day health care expenses. A limited medical plan can help fill the gaps or holes of an existing high-deductible health plan.

 

Prescription Drug

Access to affordable prescription drugs is just as important as the ability to choose your own doctor. That's why many of our health insurance plans include a prescription drug benefit. These prescription drug benefits vary depending on the type of health plan you choose.

 

Short Term Medical

These plans are perfect for those who are temporarily unemployed, missed open enrollment, or for recent graduates who aren't covered by their parents' plans. Though not compliant with the Affordable Care Act, short-term medical will provide you with peace of mind, knowing that you are covered if the unexpected happens.

 

Term Life

Term life insurance provides coverage at a fixed rate of payments for a limited period of time, the relevant term. If the insured dies during the term, the death benefit will be paid to the beneficiary. Term insurance is typically the least expensive way to purchase a substantial death benefit on a coverage amount per premium dollar basis over a specific period of time. 

Major Medical

A major medical health insurance plan is a type of medical insurance plan that meets all of the minimum essential benefit standards of the Affordable Care Act (ACA or “Obamacare”),while providing benefits for a broad range of inpatient and outpatient health-care services.

It’s important for you to understand that not all major medical health insurance plans can be purchased with a premium tax credit, but enrollment in a major medical health insurance plan does protect you from tax penalties, if it applies in your state, for being uninsured under the Affordable Care Act.

 

Vision

Vision benefits that include exams, prescription glasses, frames, lenses, contacts and more through one of the largest vision networks nationwide. Providers include ophthalmologists, optometrists, independent optical centers and national chain locations.

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